Real Client Results
Jasmine W. — Houston, TX
"520 to 662 in 3 months. First home approved."
Brianna R. — Chicago, IL
"Results in 6 weeks. Wish I started sooner."
Monique T. — Atlanta, GA
"5 collections removed. Almost 100 pts up."
Real Results
The proof is in the numbers.
Deletions, score jumps, approvals — these are real screenshots from real clients.
Real Client Story
"Hey RIZZA ❤️ Look what happened today! I followed your tips inside your credit repair program on how to build back my credit using a credit union I chose NAVY! got this!!! Those collections made me soooo depressed but just wanna say thank you my daughter and I am super grateful to join your program. I know it took 5 months but HEEEECK YAAAAS! So much ❤️"
-CHRISTINA
6
Collections
1
Repo
5mo
Timeline
Signature Program
Got approved for a car
From Collections & Repo to New Car & Great Credit — In Just 5 Months
Client Success Story
Hear it from Darrian
The Credit Queen
Rizza Prado
Meet the Founder
From rock bottom
to the Credit Queen.
In 2014, Rizza Prado had her life turned upside down. Fired from her job based on nothing more than hearsay, the financial fallout was immediate and devastating — 9 credit cards went into collections, and her credit score collapsed overnight.
Most people would have given up. Rizza chose to fight back. She spent months researching the credit system, learning every law and every strategy available. Slowly but surely, she rebuilt her credit — and her life.
Word spread to her friends and family, who asked for her help. Then their friends. Then strangers. What started as personal survival became a mission to help others take back control of their financial future.
Today, Rizza leads Femure Finance — empowering thousands of clients with the same expert knowledge that changed her own life.
Rizza Prado
Founder & CEO, Femure Finance · The Credit Queen
Results in 30 Days
Most clients see removals within the first dispute cycle — not months of waiting.
100% Legal Process
Protected under FCRA. We dispute everything — inaccurate, unverifiable, unfair.
Fully Done-For-You
We handle all letters, calls, and filings. You just watch your score climb.
Four steps to your
dream score.
We've simplified the entire process so you can focus on your future, not paperwork.
Step 01
Choose Your Package
Pick the plan that fits your goals — Essentials, Signature, or Annual. Transparent pricing, no hidden fees.
Step 02
Access Your Client Portal
Get instant access to your personalized Femure Client Portal — track disputes, see progress, and stay connected.
Step 03
Upload Your Documents
Securely upload your ID, proof of address, and credit report. Our team gets to work on your disputes immediately.
Step 04
Sit Back & Watch Results
Relax while we dispute inaccuracies, remove negatives, and rebuild your credit. Most clients see results in 30–45 days.
Simple Pricing
Invest in your future self.
* Credit monitoring required — $24.97/mo via MyFreeScoreNow (billed separately)
The Essentials
- Dedicated Credit Specialist
- Credit Audit
- Client Portal Access
- Unlimited Disputes
- Monthly Progress Updates
- Cancel anytime
The Signature Package
- Everything in Essentials
- 1-on-1 Credit Specialist Support
- Rizza's Blueprint to 800 Score
- Multiple Inquiry Removals
- Custom 700+ Credit Building
- Mortgage & Auto Approval Help
- Metro 2 Aggressive Attacks
- FCRA Consumer Laws
- Cancel anytime
The Annual Plan
- Everything in Signature
- Priority Credit Specialist Access
- Full 12 months of service
- No recurring payments
- Rizza's personal attention
- Klarna & Affirm accepted
Money-Back Guarantee: No deletions after 3 months? Get a full refund. Cancel anytime.
Disclaimer: Credit restoration requires a minimum of 6 months. You may see results in as little as 30 days. Results are not guaranteed and may vary by individual.
Not Sure Where to Start?
Book a free consultation.
Talk to Rizza's team, get your questions answered, and find the right plan — no pressure.
Free 15-min call · No obligation · Real answers
Common Questions